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John West

Operator / Designated Broker | West Real Estate Group | PLACE

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4282 W Silver River St , Meridian, ID 83646
$589,999
Est. Payment: $3,009.17/mo
3 Bed
3 Bath
2424 Sqft
Status: pending | Days on site: 216
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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John West
Operator / Designated Broker

House Description

ASSUMABLE LOAN AT 2.75%—AN OPPORTUNITY THAT STANDS OUT. This beautifully crafted Alturas home in Meridian’s highly sought-after Bainbridge community offers the perfect blend of style, comfort, and value. Situated on a private, oversized corner lot, this 2,424 sq ft residence features mostly single-level living with the added flexibility of an upstairs bonus room. The open-concept design is filled with natural light and anchored by a stunning chef’s kitchen with quartz countertops, custom soft-close cabinetry, stainless steel appliances, a walk-in pantry, and an expansive island ideal for entertaining. The spacious primary suite provides a relaxing retreat with a spa-like bath and generous closet space. Step outside to enjoy a covered patio, raised garden beds, and a private backyard enhanced by a PAID solar system, offering energy efficiency and long-term savings. Bainbridge residents enjoy access to two community pools, parks, and scenic walking paths, all just minutes from Costco, dining, schools, and everyday conveniences. A rare chance to secure a move-in ready home with a low-rate advantage in one of Meridian’s premier neighborhoods. Opportunities like this are few and far between. Take advantage of the assumable VA loan at 2.75% and secure a significantly lower monthly payment than today’s market rates—an exceptional financial opportunity for qualified buyers.

Highlights

Listed by Sarah Schnitker , 208-890-9107 Coldwell Banker Tomlinson , 208-336-3393. Intermountain Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

720 Annually

Year Built

2019

County

Ada

Neighborhood

Bainbridge

School District

West Ada School District

Listing ID

98965531

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:
Appliances:Gas Water Heater, Dishwasher, Disposal, Oven/Range Built-In, Gas Range
Air Cond:Central Air
Fireplaces:One,Gas,Insert
Above Ground Sq Ft:2424
Below Ground Sq Ft:0
Other:Bed-Master Main Level,Great Room,Double Vanity,Central Vacuum Plumbed,Walk-In Closet(s),Breakfast Bar,Pantry,Quartz Counters
Other:City Service

Exterior Features

Lot:10000 SF - .49 AC,Dog Run,Garden,Irrigation Available,Sidewalks,Corner Lot,Auto Sprinkler System,Drip Sprinkler System,Full Sprinkler System,Pressurized Irrigation Sprinkler System,Full,Vinyl,Sewer Connected,Cable Connected,1 Acre or Less
Lot Dimensions:132x70
Garage Capacity:2
Zoning:R-8
Roof:Composition
Parking Features:Attached,Finished Driveway
Principal Interest
$3,009
Taxes
$218
HOA
$720

Home Price

$589,999

Loan Details

30 yrs
6.583%

Down Payment

20%
$118,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,009.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,009.17 $218.08 $720.00 $3,947.25
Yearly $36,110.00 $2,617.00 $8,640.00 $47,367.00
Total $1,083,299.97 $78,510.00 $259,200.00 $1,421,009.97

Today's Rates

30 Year

6.58%

20 Year

6.65%

15 Year

6.14%

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Market insight data is pulled from the same city as the listing being viewed (Meridian, ID).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the Intermountain Multiple Listing Service, Inc.. Real estate listings held by brokerage firms other than West Real Estate Group | PLACE are marked with the IDX logo.
IMLS IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.
Lifestyle, neighborhood, and school data (“Supplemental Data”) is provided by the operator of this website as a convenience to users. This Supplemental Data is not provided or reviewed by Intermountain Multiple Listing Service, Inc.. The operator of this website updates the Supplemental Data from time to time, but it does not represent, warrant or otherwise promise that the Supplemental Data is current, free from defects, or error-free. All Supplemental Data is provided AS IS with all faults. Users are encouraged to consult their own data sources to confirm the accuracy of all Supplemental Data before using the Supplemental Data as a basis for any decision.
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Data last updated: 2026-07-27T02:51:33.000Z

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